Welfare Fund

IUOE Local 825 Welfare Plan participants and dependents enjoy comprehensive healthcare benefits.

These benefits provide coverage for medical, surgical, hospital, prescription drug, dental and vision expenses, as well as life insurance and survivor benefits.


In addition to comprehensive healthcare, your welfare benefits include:

  • A life insurance benefit of $1,000 for each year of participation, up to maximum of $25,000.
  • Survivor benefits -- If unretired and eligible for benefits at the time of death, health coverage for your surviving spouse and dependent children continues for up to 60 months. Additionally, a monthly survivor benefit is payable.
  • A supplemental accident and sickness benefit of $350 weekly for up to 26 weeks

Contributions to the Welfare Fund are based on a collective bargaining agreement.

Level of Benefit
Using the Fund

For more information

Call the Funds Office at (973) 671-6800.